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Bank of America, N.A. v. Jennings

United States District Court, D. Maine

June 27, 2019

BANK OF AMERICA, N.A. PLAINTIFF
v.
HELEN JENNINGS AKA HELEN MARY JENNINGS AND RANDALL JENNINGS AKA RANDALL G. JENNINGS DEFENDANTS

          JUDGMENT OF FORECLOSURE AND SALE; TITLE OF REAL ESTATE IS INVOLVED

         211 Whippoorwill Road, Litchfield, State of Maine Kennebec County Registry of Deeds in Book 11081. Page 23

         After trial, the Court finds as follows:

         1. That the parties have received notice of the proceedings in this action, having previously returned waivers of service and failed to appear at the scheduled motion for default judgment, and that the notice was given in accordance with the applicable provisions of the Federal Rules of Civil Procedure.

         2. That venue is properly laid in this Court.

         3. That Plaintiff is entitled to judgment as a matter of law.

         4. That Defendant(s) is/are in breach of the terms of a certain promissory note held by the Plaintiff dated June 13, 2012, (the "Note"), with such breach constituting a default by the Defendant(s), and upon such default, proper notice of default was sent to the Defendant(s).

         5. That the default of the Note caused a breach of the Mortgage.

         6. That Plaintiff is the mortgagee of record of a mortgage securing the Note and recorded in the Kennebec County Registry of Deeds in Book 11081, Page 23 ("Mortgage"). The Mortgage encumbers real estate located at 211 Whippoorwill Road, Litchfield, Kennebec County, State of Maine ("Property"). The legal description of the Property contained in the Mortgage, as reformed by this judgment, is incorporated herein by reference and attached hereto as Exhibit A.

         7. That as of 6/27/2019, the following amounts are owed to Plaintiff under the terms of the Note and Mortgage:

a. Principal Balance - $111, 036.96
b. Accrued Interest (plus interest at a per diem of $13.69) - $9, 100.12
c. Pre-acceleration Late Charges - $309.70
d. Escrow Advances - $3, ...

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