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JPMorgan Chase Bank, N.A v. Ward

Superior Court of Maine, Aroostook

May 4, 2018

JPMORGAN CHASE BANK, N.A., PLAINTIFF
v.
DARRIN J. WARD A/K/A DARRIN WARD DEFENDANT AND CAMDEN NATIONAL BANK F/K/A THE BANK OF MAINE F/K/A GARDINER SAVINGS INSTITUTION, FSB PARTY IN INTEREST

          JUDGMENT OF FORECLOSURE AND SALE TITLE TO REAL ESTATE IS INVOLVED

         42 White Road, Presque Isle, Maine 04769

         Aroostook County - Southern Registry of Deeds Book 2645, Page 5

         Upon notice and after trial, the Court finds as follows:

         1. The Plaintiff is the owner of a certain promissory note in the original principal amount of $62, 200.00, given by Darrin J. Ward a/k/a Darrin Ward to Fleet Real Estate Funding Corp. on January 4, 1994 (the "Note"), Plaintiff is also the owner and mortgagee of record of a mortgage recorded in the Aroostook County - Southern Registry of Deeds in Book 2645, Page 5 (the "Mortgage"). affecting real property located at 42 White Road, Presque Isle, Maine 04769 more particularly described in the legal description attached to the Mortgage (the "Premises").

         2. The Defendant has breached the conditions of the Mortgage as a result of a default on the Note secured thereby.

         3. Mediation has been completed in accordance with 14 M.R.S. § 6321-A{9), as evidenced by the Mediator's Final Report filed with the Court on August 24, 2016.

         4. As of January 3, 2018, the following amounts, exclusive of fees and costs for preparation for and attendance at trial, are owed to the Plaintiff under the terms of the Note and Mortgage:

Principal Balance $41, 118.22
Accrued Interest $18, 342.29
Escrow Advance $ 19, 066.55
Appraisal Fees $78.00
Property Inspection Fees $449.40
Bankruptcy Fees & Costs $700.00
Attorney's Fees and Costs $5, ...

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